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    <title>We're making some changes to our PayPal legal agreements</title>
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  </head>

  <body>
    <h4 id="preHeader" style="display:none;color:#FAF8F5;font-size:0px;line-height:0px">Claire Handley, you can view the changes on our website.</h4>
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                                  <td style="color:#687173;font-weight:500;font-size:14px;line-height:20px;padding:10px"><span>Hello, Claire Handley</span></td>
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                                  <td style="padding:15px 20px 25px 20px"><img src="https://www.paypalobjects.com/digitalassets/c/system-triggered-email/n/layout/images/paypal-rebranding/pp-logo-in-circle-2x.png" style="display:block" border="0" width="63" height="63" alt="PayPal" title="PayPal"></td>
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                          <td>
                            <p class="ppsans" style="font-size:32px;font-weight:500;line-height:38px;color:#001C64;margin:0" dir="ltr"><span>We're making some changes to our legal agreements that will apply to you</span></p>
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                            <p class="ppsans" style="font-size:14px;line-height:20px;color:#2c2e2f;margin:0;word-break:break-word" dir="ltr"><span>You can see information regarding these agreements, when and how they are changing, and what you can do if you want to decline these changes by visiting the <a href="https://www.paypal.com/gb/webapps/mpp/ua/upcoming-policies-full?locale.x=en_GB&amp;v=1&amp;utm_source=unp&amp;utm_medium=email&amp;utm_campaign=RT002668&amp;utm_unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;ppid=RT002668&amp;cnac=GB&amp;rsta=en_GB%28en-GB%29&amp;cust=&amp;unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;calc=6800db5116ab2&amp;unp_tpcid=legal-tickler-notifications&amp;page=main%3Aemail%3ART002668&amp;pgrp=main%3Aemail&amp;e=cl&amp;mchn=em&amp;s=ci&amp;mail=sys&amp;appVersion=1.263.0&amp;tenant_name=PayPal&amp;xt=145585%2C104038%2C127632&amp;link_ref=ua_upcoming-policies-full" target="_blank" style="text-decoration:none">Policy Updates</a> page at PayPal.com.</span></p>
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                            <p class="ppsans" style="font-size:14px;line-height:20px;color:#2c2e2f;margin:0;word-break:break-word" dir="ltr"><span>The information is also provided in your PayPal Message Center.</span></p>
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                                          <td class="ppsans" style="padding:5px 0px 0px 0px"><img class="" src="https://www.paypalobjects.com/digitalassets/c/system-triggered-email/w100/glyph_handmobilephone_blue.png" style="display:block;border:0" border="0" alt="" width="90"></td>
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                                  </td>
                                  <td width="80%" style="padding:0px 0px 0px 20px"><span><b>Are you using the PayPal app?</b><br>Log in to the PayPal app. You may either tap the Settings icon, then tap the <a href="https://www.paypal.com/smc/async/home?v=1&amp;utm_source=unp&amp;utm_medium=email&amp;utm_campaign=RT002668&amp;utm_unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;ppid=RT002668&amp;cnac=GB&amp;rsta=en_GB%28en-GB%29&amp;cust=&amp;unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;calc=6800db5116ab2&amp;unp_tpcid=legal-tickler-notifications&amp;page=main%3Aemail%3ART002668&amp;pgrp=main%3Aemail&amp;e=cl&amp;mchn=em&amp;s=ci&amp;mail=sys&amp;appVersion=1.263.0&amp;tenant_name=PayPal&amp;xt=145585%2C104038%2C127632&amp;link_ref=async_home" target="_blank">Message Center</a>, or select your Profile, tap 'Legal Agreements' and tap 'Policy Updates'.</span></td>
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                            <p class="ppsans" style="font-size:14px;line-height:20px;color:#2c2e2f;margin:0;word-break:break-word" dir="ltr"><span>If you have questions about any of these changes or your account, please don't hesitate to <a href="https://www.paypal.com/gb/smarthelp/contact-us?locale.x=en_GB&amp;v=1&amp;utm_source=unp&amp;utm_medium=email&amp;utm_campaign=RT002668&amp;utm_unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;ppid=RT002668&amp;cnac=GB&amp;rsta=en_GB%28en-GB%29&amp;cust=&amp;unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;calc=6800db5116ab2&amp;unp_tpcid=legal-tickler-notifications&amp;page=main%3Aemail%3ART002668&amp;pgrp=main%3Aemail&amp;e=cl&amp;mchn=em&amp;s=ci&amp;mail=sys&amp;appVersion=1.263.0&amp;tenant_name=PayPal&amp;xt=145585%2C104038%2C127632&amp;link_ref=smarthelp_contact-us" target="_blank" style="text-decoration:none">get in touch</a> with us.</span></p>
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                            <p class="ppsans" style="font-size:14px;line-height:20px;color:#2c2e2f;margin:0;word-break:break-word" dir="ltr"><span>Thank you for being a PayPal customer.</span></p>
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                                  <td width="120" valign="top"><img src="https://www.paypalobjects.com/digitalassets/c/system-triggered-email/n/layout/images/paypal-rebranding/footer-logo-with-crop-2x.png" width="283" height="100" style="display:block" border="0" alt="PayPal">
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                          <td style="font-size:11px;line-height:31px;padding:10px 35px;color:#001435;font-weight:500" class="ppsans"><a href="https://www.paypal.com/gb/smarthelp/home?v=1&amp;utm_source=unp&amp;utm_medium=email&amp;utm_campaign=RT002668&amp;utm_unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;ppid=RT002668&amp;cnac=GB&amp;rsta=en_GB%28en-GB%29&amp;cust=&amp;unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;calc=6800db5116ab2&amp;unp_tpcid=legal-tickler-notifications&amp;page=main%3Aemail%3ART002668&amp;pgrp=main%3Aemail&amp;e=cl&amp;mchn=em&amp;s=ci&amp;mail=sys&amp;appVersion=1.263.0&amp;tenant_name=PayPal&amp;xt=145585%2C104038%2C127632&amp;link_ref=smarthelp_home" target="_blank" class="ppsans" style="color:#0070E0;text-decoration:none" alt="Help &amp; Contact">Help &amp; Contact</a><span style="padding:0px 5px"> | </span><a href="https://www.paypal.com/gb/webapps/mpp/paypal-safety-and-security?v=1&amp;utm_source=unp&amp;utm_medium=email&amp;utm_campaign=RT002668&amp;utm_unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;ppid=RT002668&amp;cnac=GB&amp;rsta=en_GB%28en-GB%29&amp;cust=&amp;unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;calc=6800db5116ab2&amp;unp_tpcid=legal-tickler-notifications&amp;page=main%3Aemail%3ART002668&amp;pgrp=main%3Aemail&amp;e=cl&amp;mchn=em&amp;s=ci&amp;mail=sys&amp;appVersion=1.263.0&amp;tenant_name=PayPal&amp;xt=145585%2C104038%2C127632&amp;link_ref=mpp_paypal-safety-and-security" target="_blank" class="ppsans" style="color:#0070E0;text-decoration:none" alt="Security">Security</a><span style="padding:0px 5px"> | </span><a href="https://www.paypal.com/gb/webapps/mpp/mobile-apps?v=1&amp;utm_source=unp&amp;utm_medium=email&amp;utm_campaign=RT002668&amp;utm_unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;ppid=RT002668&amp;cnac=GB&amp;rsta=en_GB%28en-GB%29&amp;cust=&amp;unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;calc=6800db5116ab2&amp;unp_tpcid=legal-tickler-notifications&amp;page=main%3Aemail%3ART002668&amp;pgrp=main%3Aemail&amp;e=cl&amp;mchn=em&amp;s=ci&amp;mail=sys&amp;appVersion=1.263.0&amp;tenant_name=PayPal&amp;xt=145585%2C104038%2C127632&amp;link_ref=mpp_mobile-apps" target="_blank" class="ppsans" style="color:#0070E0;text-decoration:none" alt="Apps">Apps</a></td>
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                                  <td align="center" valign="middle" width="60"><a id="twitter" href="https://twitter.com/PayPal?v=1%2C0.1&amp;utm_source=unp&amp;utm_medium=email&amp;utm_campaign=RT002668&amp;utm_unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;ppid=RT002668&amp;cnac=GB&amp;rsta=en_GB%28en-GB%29&amp;cust=&amp;unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;calc=6800db5116ab2&amp;unp_tpcid=legal-tickler-notifications&amp;page=main%3Aemail%3ART002668&amp;pgrp=main%3Aemail&amp;e=cl&amp;mchn=em&amp;s=ci&amp;mail=sys&amp;appVersion=1.263.0&amp;tenant_name=PayPal&amp;xt=145585%2C104038%2C127632&amp;link_ref=twitter.com_paypal" target="_blank"><img border="0" src="https://www.paypalobjects.com/digitalassets/c/system-triggered-email/n/layout/images/quantum_leap/footer-social-icons_x.png" width="28" height="28" style="display:block" alt="Twitter"></a></td>
                                  <td align="center" valign="middle" width="60"><a id="instagram" href="https://www.instagram.com/paypal/?v=1%2C0.1&amp;utm_source=unp&amp;utm_medium=email&amp;utm_campaign=RT002668&amp;utm_unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;ppid=RT002668&amp;cnac=GB&amp;rsta=en_GB%28en-GB%29&amp;cust=&amp;unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;calc=6800db5116ab2&amp;unp_tpcid=legal-tickler-notifications&amp;page=main%3Aemail%3ART002668&amp;pgrp=main%3Aemail&amp;e=cl&amp;mchn=em&amp;s=ci&amp;mail=sys&amp;appVersion=1.263.0&amp;tenant_name=PayPal&amp;xt=145585%2C104038%2C127632&amp;link_ref=www.instagram.com_paypal" target="_blank"><img border="0" src="https://www.paypalobjects.com/digitalassets/c/system-triggered-email/n/layout/images/paypal-rebranding/footer-social-icons_instagram-2x.png" width="28" height="28" style="display:block" alt="Instagram"></a></td>
                                  <td align="center" valign="middle" width="60"><a id="facebook" href="https://www.facebook.com/PayPalUSA?v=1%2C0.1&amp;utm_source=unp&amp;utm_medium=email&amp;utm_campaign=RT002668&amp;utm_unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;ppid=RT002668&amp;cnac=GB&amp;rsta=en_GB%28en-GB%29&amp;cust=&amp;unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;calc=6800db5116ab2&amp;unp_tpcid=legal-tickler-notifications&amp;page=main%3Aemail%3ART002668&amp;pgrp=main%3Aemail&amp;e=cl&amp;mchn=em&amp;s=ci&amp;mail=sys&amp;appVersion=1.263.0&amp;tenant_name=PayPal&amp;xt=145585%2C104038%2C127632&amp;link_ref=www.facebook.com_paypalusa" target="_blank"><img border="0" src="https://www.paypalobjects.com/digitalassets/c/system-triggered-email/n/layout/images/paypal-rebranding/footer-social-icons_facebook-2x.png" width="28" height="28" style="display:block" alt="Facebook"></a></td>
                                  <td align="center" valign="middle" width="60"><a id="linkedin" href="http://www.linkedin.com/company/1482?trk=tyah&amp;v=1&amp;utm_source=unp&amp;utm_medium=email&amp;utm_campaign=RT002668&amp;utm_unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;ppid=RT002668&amp;cnac=GB&amp;rsta=en_GB%28en-GB%29&amp;cust=&amp;unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;calc=6800db5116ab2&amp;unp_tpcid=legal-tickler-notifications&amp;page=main%3Aemail%3ART002668&amp;pgrp=main%3Aemail&amp;e=cl&amp;mchn=em&amp;s=ci&amp;mail=sys&amp;appVersion=1.263.0&amp;tenant_name=PayPal&amp;xt=145585%2C104038%2C127632&amp;link_ref=company_1482" target="_blank"><img border="0" src="https://www.paypalobjects.com/digitalassets/c/system-triggered-email/n/layout/images/paypal-rebranding/footer-social-icons_linkedin-2x.png" width="28" height="28" style="display:block" alt="LinkedIn"></a></td>
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                            <p class="ppsans" style="font-size:11px;margin:0" dir="ltr"><span>PayPal is committed to preventing fraudulent emails. Emails from PayPal will always contain your full name. <a href="https://www.paypal.com/uk/webapps/mpp/phishing?v=1&amp;utm_source=unp&amp;utm_medium=email&amp;utm_campaign=RT002668&amp;utm_unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;ppid=RT002668&amp;cnac=GB&amp;rsta=en_GB%28en-GB%29&amp;cust=&amp;unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;calc=6800db5116ab2&amp;unp_tpcid=legal-tickler-notifications&amp;page=main%3Aemail%3ART002668&amp;pgrp=main%3Aemail&amp;e=cl&amp;mchn=em&amp;s=ci&amp;mail=sys&amp;appVersion=1.263.0&amp;tenant_name=PayPal&amp;xt=145585%2C104038%2C127632&amp;link_ref=mpp_phishing" target="_blank" style="text-decoration:none">Learn to identify phishing</a></span></p>
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                            <p class="ppsans" style="font-size:11px;margin:0" dir="ltr"><span>Please don't reply to this email. To get in touch with us, click <a href="https://www.paypal.com/selfhelp/home?v=1&amp;utm_source=unp&amp;utm_medium=email&amp;utm_campaign=RT002668&amp;utm_unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;ppid=RT002668&amp;cnac=GB&amp;rsta=en_GB%28en-GB%29&amp;cust=&amp;unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;calc=6800db5116ab2&amp;unp_tpcid=legal-tickler-notifications&amp;page=main%3Aemail%3ART002668&amp;pgrp=main%3Aemail&amp;e=cl&amp;mchn=em&amp;s=ci&amp;mail=sys&amp;appVersion=1.263.0&amp;tenant_name=PayPal&amp;xt=145585%2C104038%2C127632&amp;link_ref=selfhelp_home" target="_blank" style="text-decoration:none">Help &amp; Contact</a>.</span></p>
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                            <p class="ppsans" style="font-size:11px;margin:0" dir="ltr"><span>Not sure why you received this email? <a href="https://www.paypal.com/gb/smarthelp/article/why-am-i-receiving-emails-from-paypal-when-i-dont-have-an-account-faq4172?v=1&amp;utm_source=unp&amp;utm_medium=email&amp;utm_campaign=RT002668&amp;utm_unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;ppid=RT002668&amp;cnac=GB&amp;rsta=en_GB%28en-GB%29&amp;cust=&amp;unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;calc=6800db5116ab2&amp;unp_tpcid=legal-tickler-notifications&amp;page=main%3Aemail%3ART002668&amp;pgrp=main%3Aemail&amp;e=cl&amp;mchn=em&amp;s=ci&amp;mail=sys&amp;appVersion=1.263.0&amp;tenant_name=PayPal&amp;xt=145585%2C104038%2C127632&amp;link_ref=article_why-am-i-receiving-emails-from-paypal-when-i-dont-have-an-account-faq4172" target="_blank" style="text-decoration:none">Learn more</a></span></p>
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                            <div style="font-size:11px" dir="ltr"><span>Copyright © 1999-2024 PayPal. All rights reserved. PayPal UK Ltd. Registered Office: Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH</span></div>
                            <p style="font-size:11px" dir="ltr"><span>PayPal UK Ltd is authorised and regulated by the Financial Conduct Authority (FCA) as an electronic money institution under the Electronic Money Regulations 2011 for the issuance of electronic money (firm reference number 994790), in relation to its regulated consumer credit activities under the Financial Services and Markets Act 2000 (firm reference number 996405) and for the provision of Cryptocurrency services under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 (firm reference number 1000741). Some of PayPal UK Ltd's products including PayPal Pay in 3 and PayPal Working Capital are not regulated by the FCA. PayPal UK Ltd's company number is 14741686 and its registered address is Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH.</span></p>
                            <p style="font-size:11px" dir="ltr">PayPal RT002668:en_GB(en-GB):1.1.0:6800db5116ab2</p><img alt="" height="1" width="1" border="0" src="https://t.paypal.com/ts?v=1&amp;utm_source=unp&amp;utm_medium=email&amp;utm_campaign=RT002668&amp;utm_unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;ppid=RT002668&amp;cnac=GB&amp;rsta=en_GB%28en-GB%29&amp;cust=&amp;unptid=4891c15e-42a5-11ef-a525-3cfdfeef7c09&amp;calc=6800db5116ab2&amp;unp_tpcid=legal-tickler-notifications&amp;page=main%3Aemail%3ART002668&amp;pgrp=main%3Aemail&amp;e=op&amp;mchn=em&amp;s=ci&amp;mail=sys&amp;appVersion=1.263.0&amp;tenant_name=PayPal&amp;xt=145585%2C104038%2C127632&amp;link_ref=t.paypal.com_ts"></p>
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